California Privacy Rights

This Notice supplements our Privacy Policy and applies to California residents under the California Consumer Privacy Act ("CCPA"), as amended by the California Privacy Rights Act ("CPRA").

1. Categories of personal information we collect

In the past 12 months, we have collected the following categories of personal information from California residents:

• Identifiers: name, postal address, email, phone number, IP address, online identifiers, date of birth.
• Customer records information (Cal. Civ. Code § 1798.80(e)): insurance, vehicle, and driving history information.
• Protected classification characteristics: age, gender, marital status (used for insurance underwriting).
• Internet or other electronic network activity: browsing history, search history, and information about your interaction with our Site.
• Geolocation data: approximate location derived from IP address or ZIP code you provide.
• Inferences: drawn from the above to create a profile reflecting preferences and likely insurance needs.

2. Sources of personal information

• Directly from you (forms, calls, emails).
• Automatically from your device (cookies, server logs).
• From service providers, marketing partners, and public records.

3. Purposes for which we use personal information

See Section 3 of our Privacy Policy.

4. Categories of recipients

• Licensed insurance agents, brokers, carriers, and aggregators.
• Service providers that act on our behalf (hosting, analytics, communications).
• Marketing partners (see Marketing Partners).
• Government authorities as required by law.

5. "Sale" or "sharing" of personal information

Although we do not exchange personal information for monetary consideration, our practice of sharing information with marketing partners for cross-context behavioral advertising and their direct-marketing purposes may be considered a "sale" or "share" under the CCPA. The categories of personal information we may sell or share are: identifiers, customer records, internet activity, geolocation, and inferences.

We do not knowingly sell or share the personal information of consumers under 16.

6. Sensitive personal information

We collect a limited set of sensitive personal information (such as date of birth) solely to perform the services you request — preparing an insurance quote — and we do not use it to infer characteristics about you. Accordingly, the right to limit use of sensitive information does not apply.

7. Retention

We retain personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Quote inquiries are typically retained for 5 years.

8. Your California rights

You have the right to:

• Know what personal information we have collected, used, disclosed, and sold/shared about you in the prior 12 months.
• Access a copy of the specific pieces of personal information we hold about you.
• Delete personal information we collected from you, subject to legal exceptions.
• Correct inaccurate personal information.
• Opt out of the sale or sharing of your personal information — see our Do Not Sell or Share My Personal Information page.
• Limit use of sensitive personal information (does not currently apply, see Section 6).
• Non-discrimination: we will not deny services, charge different prices, or provide a different level of service because you exercised your rights.

9. How to exercise your rights

You can submit a verifiable consumer request by:

• Calling us at +1 (817) 910-6032.
• Emailing us at info@publicautoquote.com with the subject line "California Privacy Rights Request".
• Submitting an opt-out via our Do Not Sell or Share My Personal Information form.

We will need to verify your identity before fulfilling certain requests — typically by matching information you provide to information already in our records. You may use an authorized agent; we may require proof of authorization.

10. Shine the Light (Cal. Civ. Code § 1798.83)

California residents may request information about the categories of personal information disclosed to third parties for their direct marketing purposes during the prior calendar year. To make such a request, email info@publicautoquote.com with the subject "Shine the Light Request".

11. Contact

Questions about your California rights? Contact us at info@publicautoquote.com or +1 (817) 910-6032.